What it is, and what it isn't.
A SIPP is one of the most powerful tax-advantaged vehicles available to a UK taxpayer: up to 45% tax relief on contributions, tax-free growth, and complete control over the underlying investments.
We advise on whether a SIPP is right for you, transfer existing pensions in where it makes sense, and run the portfolio with the same discipline as the rest of your wealth.
Why our clients use it.
The four things our clients most often tell us they value, drawn from a decade of conversations about this part of our work.
Up to 45% tax relief
On personal contributions, subject to the annual and lifetime allowance rules.
Full investment freedom
Equities, bonds, funds, ETFs, commercial property, invested by us, owned by you.
Consolidation
Pull together fragmented workplace pensions into one place, with one strategy.
Flexible drawdown
Draw an income exactly when and how you need it from age 55 (rising to 57 in 2028).
A simple, four-step engagement.
From the first call to ongoing service: what to expect, and when.
Assessment
A full review of your existing pensions, contribution capacity and tax position.
Recommendation
Written advice on whether a SIPP, QROPS or staying put best fits your goals.
Set-up
Open the SIPP with our preferred custodian and transfer existing pots across.
Investment
Build the underlying portfolio aligned with your wider wealth plan.
The questions we actually get asked.
If yours isn't covered, we're an email or a phone call away; see Contact below.
Start the conversation.
We offer an initial consultation without fee or obligation. It is a chance to discuss your circumstances and determine if our approach fits your needs.