What it is, and what it isn't.
Many clients come to us with an existing portfolio that has never been reviewed by anyone independent of whoever sold it. The Investment Clinic is a structured second opinion: we assess what you have against what you need, and give you a written report.
The clinic is not a sales process. We charge a fixed fee for the review and give you an honest assessment. If your current arrangement is good, we will say so. If it isn't, we will tell you exactly why and what to do instead.
Why our clients use it.
The four things our clients most often tell us they value, drawn from a decade of conversations about this part of our work.
Genuinely independent
No product to sell. Our fee covers the review, and we are paid the same whether we recommend change or not.
Written report
A plain-English report covering performance, cost, risk, tax efficiency and suitability.
No obligation to switch
The review is standalone. You decide what to do with the findings.
Cost transparency
We decode the true total cost of your current arrangement, often a revelation.
A simple, four-step engagement.
From the first call to ongoing service: what to expect, and when.
Data gathering
You share statements, policy documents and any previous advice.
Analysis
Our investment team assess performance, charges, suitability and tax treatment.
Report
A written report delivered within 10 working days. Plain English, no jargon.
Conversation
A call to walk through the findings and answer questions. No pressure to act.
The questions we actually get asked.
If yours isn't covered, we're an email or a phone call away; see Contact below.
Start the conversation.
We offer an initial consultation without fee or obligation. It is a chance to discuss your circumstances and determine if our approach fits your needs.