What it is, and what it isn't.
For clients who routinely deal in multiple currencies, an offshore bank account is a practical tool: a single relationship that holds GBP, USD, EUR and others, with debit cards and online banking that work wherever you are.
We introduce clients to a small panel of reputable offshore banks: Jersey, Guernsey, Isle of Man and Switzerland, chosen for their regulatory standards, balance-sheet strength and English-speaking service teams.
Why our clients use it.
The four things our clients most often tell us they value, drawn from a decade of conversations about this part of our work.
Multi-currency in one place
Hold and transact in 8–12 major currencies through a single account with proper online access.
Stable jurisdictions
Crown Dependency banking with deposit protection, regulated by the JFSC, GFSC or IOMFSC.
Tax-neutral wrapper
Offshore is not tax-free, but a properly used account simplifies reporting in your country of residence.
Personal banker
A named relationship manager for transfers, queries and out-of-hours support.
A simple, four-step engagement.
From the first call to ongoing service: what to expect, and when.
Introduction
A short call to understand which jurisdiction and bank fits your residency and use case.
Application
Coordinated KYC and onboarding, typically 4–6 weeks for a private banking relationship.
Activation
Online banking activated, cards issued, currencies loaded.
Ongoing
Your personal banker stays in touch. We are available if anything needs escalating.
The questions we actually get asked.
If yours isn't covered, we're an email or a phone call away; see Contact below.
Start the conversation.
We offer an initial consultation without fee or obligation. It is a chance to discuss your circumstances and determine if our approach fits your needs.