Wealth advisory · Est. 2003
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Service 01 · Foreign Exchange

Move money well, across currencies.

Competitive transfers, scheduled payments and bespoke hedging for clients who deal in more than one currency, without the spreads your bank quietly takes.

Foreign Exchange · Trading desk
Foreign Exchange · Trading desk
01 / Overview

What it is, and what it isn't.

Most internationally mobile clients lose more on currency than they realise. A 1.5% bank margin on a £400,000 property purchase is six thousand pounds, gone quietly, without an invoice.

Our foreign exchange desk gives clients access to interbank-aligned rates, scheduled transfers, forward contracts and limit orders. Whether you are moving an inheritance home, buying a property abroad, or paying salaries in three currencies, we structure the transfer so the rate works for you, not for a counter-party.

Currency tool

Try a quick conversion.

A live feel for what a transfer looks like. When you trade with our desk, you deal on a confirmed rate, not the mid-market figure shown here.

Pound Sterling
46,455.70
UAE Dirham
1 GBP = 4.65 AED
Indicative mid-market rates, for illustration only. Your dealt rate is confirmed before every trade.
02 / Benefits

Why our clients use it.

The four things our clients most often tell us they value, drawn from a decade of conversations about this part of our work.

01

Interbank-aligned spreads

Transparent margins of 0.15–0.4%, against typical retail bank rates of 2–4%. For larger amounts, even less.

02

Forwards and limit orders

Lock in tomorrow's rate today, or wait for a target, whatever fits the trade.

03

Regular payment plans

School fees, salaries, pensions, rent: set the schedule once, we handle the rest.

04

Same-day execution

Major pairs settled same-day; minor pairs and exotics next-day. Confirmation in writing within the hour.

03 / How we work

A simple, four-step engagement.

From the first call to ongoing service: what to expect, and when.

— STEP 01
01

Conversation

A short call to understand the scale, frequency and timing of the transfers you need.

— STEP 02
02

Onboarding

KYC and account opening, typically completed within 48 hours from documents in hand.

— STEP 03
03

Execution

Trades executed by phone or platform, with written confirmations and a named dealer.

— STEP 04
04

Settlement

Funds delivered to your chosen account via local payment rails where possible, to avoid intermediary fees.

04 / Frequently asked

The questions we actually get asked.

If yours isn't covered, we're an email or a phone call away; see Contact below.

01
How does your rate compare to my bank?
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For amounts over £25,000 we typically save clients 1–3% versus a high-street bank. We will quote you against a live mid-market reference on request, with no obligation.
02
Is there a minimum transfer size?
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No minimum, but the savings become meaningful around £5,000 and significant over £25,000.
03
Which currencies do you cover?
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All G10 currencies and most major emerging market currencies. Get in touch if you need an unusual pair.
04
Are funds protected?
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Client funds are held in segregated accounts with FCA-regulated payment institutions. Your money is never on our balance sheet.
Take the next step

Start the conversation.

We offer an initial consultation without fee or obligation. It is a chance to discuss your circumstances and determine if our approach fits your needs.